Cookie Policy
Last updated: 26-Sep-2026This Cookie Policy describes how FinPera uses cookies and similar technologies. Strictly necessary cookies support platform operation and cannot be switched off. Analytics and error-monitoring cookies are set only where you choose them. We do not currently set advertising cookies, so there is no marketing category to switch off. Your choice, and the date you made it, are recorded so we can show what you agreed to.
Scope and Applicability
This Cookie Policy applies to the FinPera platform ("we," "us," "our"). It is a supplement to our Privacy Policy and Terms of Service.
This policy should be read in conjunction with our Terms of Service and Privacy Policy.
Important: Where this policy conflicts with mandatory legal requirements in your jurisdiction, we will comply with applicable law to the extent required. This policy describes our general approach and should be read with the cookie controls shown to you in the product.
What Are Cookies and Similar Technologies?
Cookies are small data files that may be stored on your device when you access our platform. "Similar technologies" may include web beacons, pixels, tags, scripts, local storage, session storage, and other tracking or identification mechanisms. Throughout this policy, references to "cookies" encompass all such technologies unless otherwise specified.
We may deploy session-based cookies (which typically expire when you close your browser) and persistent cookies (which may remain on your device for varying periods). The specific cookies and technologies used may change from time to time as we update, maintain, and improve our platform.
Operational cookies: We may use cookies and similar technologies that are reasonably necessary for platform operation, security, fraud prevention, legal compliance, billing, and request routing. Optional categories remain subject to the controls made available to you and to applicable law.
Types of Cookies We Use
Strictly Necessary Cookies
Required for the platform to function properly
Purpose:
Authentication, security, session management, and essential site operations
Duration:
Session-based or may be retained for up to 1 year as technically necessary. The partner offer cookies (fp_ref, fp_ref_code) last 60 days
Examples:
- Session authentication
- Security validation
- Load balancing
- Essential preferences
- Partner offer (fp_ref, fp_ref_code): first-party cookies that carry the partner offer you followed, so it applies at checkout
Analytics Cookies
Help us understand how the site and platform are used
Purpose:
Usage analytics, page-view measurement, and product improvement
Duration:
May be retained for up to 2 years or as needed for analytical purposes
Examples:
- PostHog
- Google Analytics
- Page and feature usage patterns
Error Monitoring & Performance
Help us find and fix faults
Purpose:
Crash and exception reporting, and page-speed measurement
Duration:
May be retained for up to 1 year, or as needed to investigate a fault
Examples:
- Sentry error reports
- Core Web Vitals measurements
Third-Party Technologies
Our platform may integrate with third-party service providers who may deploy their own cookies and tracking technologies. These third parties operate under their own privacy policies and data practices. The list below is illustrative and may change as we add, remove, replace, or reconfigure providers to improve security, reliability, performance, compliance, or customer experience.
Important: We use commercially reasonable efforts to configure third-party technologies consistently with your choices and our contracts. We do not control third-party websites or provider policy changes. Review provider privacy policies for their current terms.
Analytics Providers
Privacy PolicyPurpose:
May be used for analytics and performance measurement
Cookie Names:
Authentication Services
Privacy PolicyPurpose:
May be used for secure authentication and session management
Cookie Names:
Payment Processors
Privacy PolicyPurpose:
May be used for payment processing and fraud prevention
Cookie Names:
Error Monitoring Services
Privacy PolicyPurpose:
May be used for error tracking and system monitoring
Cookie Names:
Cookie Controls and Management
Your Choices: You have several options for managing cookies, though we cannot guarantee that all methods will be effective for all cookies or in all circumstances. Browser settings and third-party tools may have limitations, and new cookies may be deployed that are not covered by your current settings.
Browser-Based Controls
Most browsers allow you to manage cookies through settings. Available options may include:
- Blocking or restricting cookies
- Deleting cookies manually
- Configuring site-specific preferences
- Enabling cookie notifications
Note: We are not responsible for the effectiveness of browser controls. Consult your browser's documentation for specific instructions.
Platform Cookie Preferences
Our cookie preference center allows you to manage certain optional cookies:
- Category-based control options
- Opt-out for non-essential cookies
- Preference persistence (when technically feasible)
- Descriptive information for each category
Note: Some cookies may not be controllable through our preference center. Strictly necessary cookies cannot be disabled as they are essential for platform operation.
Important: Platform Functionality
Strictly necessary cookies are essential for platform operation and cannot be disabled. Blocking or deleting these cookies may prevent you from accessing or using portions of the platform.
Disabling optional cookies (analytics, and error monitoring & performance) may result in reduced functionality, degraded performance, loss of personalization, or inability to access certain features. We do not guarantee full platform functionality if optional cookies are disabled.
By using the platform with cookies disabled, you acknowledge that some features may not function as intended, and we shall not be liable for any resulting limitations or issues to the extent permitted by law.
Changes to This Policy
We may modify, update, or replace this Cookie Policy for operational, technical, legal, regulatory, or business reasons. When we make changes, we may:
- Update the "Last Updated" date
- Post a notice on the platform (at our discretion)
- Provide notification through other channels we deem appropriate
Your continued use of the platform after any changes constitutes acceptance of the updated policy to the extent permitted by applicable law. If you do not agree with any changes, you should discontinue use of the platform or adjust your cookie preferences where controls are available.
Material changes: Where a change materially affects how optional cookies are used, we will provide notice or refresh consent where required by applicable law.
Limitations and Disclaimers
Changing technologies: Cookie names, providers, and retention periods can change as browsers, vendors, and product features evolve. We use reasonable efforts to keep this policy and our consent controls aligned with our current practices, but provider-specific cookie details may change before this page is updated.
No Legal Advice: This policy does not constitute legal advice. You should consult your own legal counsel regarding cookie laws and your rights in your jurisdiction.
Third-Party Links: Our platform may contain links to third-party websites. We are not responsible for the privacy practices or cookie usage of any third parties.
International Users: We are established in the United States. If you access the platform from other jurisdictions, you do so at your own initiative and are responsible for compliance with local laws to the extent applicable.
Limitation of Liability: To the maximum extent permitted by applicable law, we shall not be liable for any damages arising from your use or inability to use cookies, or from any actions taken or not taken based on this policy.
Contact Information
If you have questions about this Cookie Policy, submit a tracked request through the legal, data and privacy request form.
Company:
FinPera
Note: We will make reasonable efforts to respond to tracked requests. Some requests may require identity or authority verification and may not be honored where not required by applicable law, technically feasible, or consistent with our legal obligations and legitimate business interests.