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    Tools & Content Terms

    Last updated: 26-Sep-2026

    FinPera Inc.

    These terms govern your use of the tools, calculators, templates, checklists, generators, guides and other content published by FinPera, wherever they appear and whatever address they are published at. They sit alongside the broader Terms of Service and Privacy Policy. By using any of them, you accept those terms.

    This page is a signpost, not a second contract. The operative provisions live in the Terms of Service, which govern if there is any difference between that document and the summary below.

    Where the terms actually live

    These are governed by the Terms of Service, which contain the operative provisions in full - educational use and not advice, no warranty, limitation of liability, intellectual property, the fact that we are not your advisors, non-affiliation with anyone we reference, acceptance by use, and governing law. This page is a signpost to them, not a second set of terms.

    The short version

    A plain-language summary for convenience only. It creates no rights or obligations of its own, and the Terms of Service govern if the two differ.

    • They are educational. They are not accounting, tax, legal, or investment advice, and using them does not make FinPera your advisor.
    • They are provided as is, may contain errors, and carry no warranty. Check anything important with a qualified professional before acting on it.
    • Use is at your own risk. FinPera is not liable for losses arising from use of, or reliance on, any tool or content.
    • Output is yours to use for any legitimate business purpose. The tools themselves, and the logic behind them, are not.
    • Where we reference a third party's framework or guidance, we are not affiliated with or endorsed by them.
    • By using them, you accept the Terms of Service and the Privacy Policy.

    Contact

    Questions about these terms, or a correction to any tool or content, go through the legal, data & privacy request form, which gives you a tracked reference.